Many people assume their will decides who gets everything when they die. For super, that is often not true. Superannuation sits in a separate box. Money held in a super fund does not automatically form part of your estate, so your will may never touch it.
The tool that does the work is a death benefit nomination. It tells your fund who you want to receive your super. Some nominations bind the fund and some only guide it. Getting this right is one of the simplest estate planning steps you can take.

